Banking That
Grows With You
GrossGTB has served our community for over 60 years. Member-owned, community-focused, built on the belief that everyone deserves exceptional financial services.
Everything you need,
nothing you don't.
As a member-owned cooperative, we return profits through better rates, lower fees, and superior service.
Checking & Savings
High-yield savings and fee-free checking with no minimums.
Home Loans
Competitive mortgage rates with local underwriting decisions.
Credit Cards
Rewards cards with no annual fee and cash back on purchases.
Investments
IRAs, certificates, and brokerage accounts with advisor guidance.
Auto Loans
New and used vehicle financing with flexible terms up to 84 months.
Business Banking
Business checking, credit lines, and SBA loans to fuel growth.
Unlock Your Home's Equity
HELOC from 7.25% APR
Use your home equity for renovations, debt consolidation, or education. No closing costs when you borrow $50,000 or more.
HELOC Quick Estimate
Your path to
homeownership starts here.
Our local mortgage advisors make decisions right here in the community. From pre-approval to closing, typically within 48 hours.
Current Mortgage Rates
Rates designed for
your prosperity.
Not-for-profit cooperative: earnings go back to members through better rates.
High-Yield Savings
Earn more with no lock-in period.
12-Month CD
Guaranteed return at our best rate.
Traditional IRA
Tax-deferred growth for retirement.
Money Market
Higher returns with limited check-writing.
Not sure where to start?
Our advisors will build a personalized strategy — at no cost to members.
Trusted by tens of thousands
of members.
Hear from the people
we serve.
"GrossGTB made our dream home a reality. The loan officer walked us through every detail, and we closed in 28 days."
"When my bank said no to my SBA loan, GrossGTB said yes. My restaurant is thriving thanks to their business banking team."
"Thirty years of membership and every interaction has been personal and professional. My advisor knows my name and my goals."
Your money.
Protected always.
We employ the same security standards used by the largest financial institutions — with the personal accountability of a community bank that knows you by name.
NCUA Insured
Deposits insured up to $250,000 per member by the NCUA.
256-bit Encryption
Bank-grade SSL encryption protects every transaction.
Biometric Auth
Touch ID and Face ID for fast, secure mobile access.
24/7 Fraud Monitoring
Real-time monitoring with instant alerts for suspicious activity.
Zero Liability
You're never responsible for unauthorized transactions.
Secure Online Banking
Multi-factor auth and session monitoring protect your account.
Knowledge is
your best asset.
First-Time Buyer's Complete Guide to Getting Pre-Approved
How to Maximize Your IRA Contributions in 2024
The 50/30/20 Rule: A Framework That Actually Works
Free Financial Wellness Workshops
Monthly workshops on budgeting, home buying, and retirement planning. Open to all community members.
Your finances,
in your pocket.
Award-winning mobile banking rated 4.9 stars with over 22,000 reviews on App Store and Google Play.
Questions we hear often.
Membership is open to anyone who lives, works, worships, or attends school in our service area. Complete our online application, make a minimum $5 deposit, and you're a member-owner for life.
Still have questions? Our team is here to help.